Christmas Club
Set up a special savings account for Christmas time. The Christmas Club account requires a minimum balance of $5.00, and contributions can be made throughout the year. The dividend rate and APY are set by the Board of Directors. Members cannot withdraw from this account, or else they will be forced to close the account and lose the dividends. On November 1, the money in the Christmas Club account automatically gets transferred into your Share or Share Draft account for immediate access.






