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Remote Deposit

remote depositNeed to deposit a check, but don’t have the time to stop by a branch? Skip the driving, deposit slips, stamps, and envelopes and use Remote Deposit, a new feature in GTNet.

Remote Deposit allows you to scan your checks and receive credit that same day or the following business day. With a computer, internet connection and a common flat bed scanner, you can deposit checks to your credit union account from anywhere -home or work, on the road, and even faraway places. And you pick the time- morning, noon, or even late at night. To access Remote Deposit log into GTNet, or online banking, select Check Services, and click Remote Deposit.

Remote Deposit Requirements:

Terms and Conditions

Remote Deposit :: Anytime Anywhere.

FAQs:

+ - I only have a savings account, can I use Remote Deposit? Click to collapse
No, Remote Deposit is only available to Checking Account holders.

+ - What accounts can I deposit to? Click to collapse
You can deposit to any checking account on which you are a primary or joint owner.

+ - What is the maximum amount I can deposit? Click to collapse
$2,500 as a single check but up to $5,000 per day. Checks over $500 will be reviewed prior to being credited to the account.

+ - How many checks can I scan? Click to collapse
10 checks per day.

+ - Do I endorse the back of the check? Click to collapse
Yes. Endorse and put the account number on the back of each check.

+ - Can I scan more than 1 check at a time? Click to collapse
No, only one check, per scan (front and back of check will be scanned).

+ - What is the minimum amount I can deposit? Click to collapse
There is no minimum amount to use the service.

+ - Is there a fee to use Remote Deposit? Click to collapse
There is NO fee to use Remote Deposit.

+ - When is the money I deposit available for my use? Click to collapse
Deposits submitted no later than 4:00pm C.S.T M-F will be available by 5:00 pm C.S.T. on the same day. Deposits submitted after 4:00p.m C.S.T M-F will be available the following business day by 9:00 am C.S.T. All checks are subject to review. A two day hold will be placed on items that are deemed uncollectable.

+ - Will I get an email once the deposit is cleared? Click to collapse
No. If you have a valid email address in GTNet, you will only receive an email if the deposit was rejected. You can also log back into GTNet and review the History Page of Remote Deposit and the reject reason will be listed or to verify the deposit was cleared.

+ - What happens if a check I deposit and receive credit for is returned for insufficient funds? Click to collapse
The amount will be reversed from your account and you will be charged a regular return check fee. See Fee Schedule.

+ - What items can I NOT deposit through Remote Deposit? Click to collapse
1. Any item that is stamped with a “non-negotiable” watermark.
2. Any item that contains evidence of alteration to the information originally contained on the check.
3. Any item issued by a financial institution in a foreign country or not payable in U.S. Dollars.
4. Any item that is “stale dated” or “post dated”.
5. Any third party check, i.e. any item that is made payable to another party and then endorsed to you by such party.

+ - What do I do with the check after I’ve scanned it? Click to collapse
After scanning the check and you verified that a credit is posted to your account, you are to secure the check in a safe place for 30 days. After 30 days you should properly destroy the check, i.e. shred.

+ - How long will copies of receipts and check images stay in the History? Click to collapse
The images of the receipt and check will stay online for 90 days. After that, you will need to contact the credit union for a copy. GTFCU will only hold the copy for up to 7 years.

+ - What do I do if I find an error in my deposit transaction? Click to collapse

Contact Member Services, Monday through Friday, 9a.m. to 4p.m. (C.S.T.) at (800) 749-9732 ext 1003.

NCUA Your savings are federally
insured to at least $250,000
and backed by the full faith and credit
of the United States Government		 Credit Union ServicesVerified by VISA

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