SAFE—Visa Zero Liability is just like an insurance policy on your check card. If your card is ever lost, stolen or compromised you will not be liable for any fraudulent charges. You will receive a full refund.* Your card is also protected by 24/7 fraudulent transaction monitoring. Click here to learn more about Falcon Fraud Protection.

CONVENIENT—Your GTFCU Visa Check Card is accepted at millions of merchants and ATM machines around the world. All of your purchases are deducted directly from your checking account where they can be viewed on-line or on your monthly statement.

EASY—Using your GTFCU Visa Check Card couldn’t be easier. Just swipe, sign or enter your PIN number. With a GTFCU Visa Check Card in your hand there’s no need to carry large amounts of cash or a bulky checkbook.

Plus, we have merchant offers. It’s like scheduling your own sale. Browse the latest Visa bargains at your leisure.

*Covers US issued cards only. Visa Zero Liability does not apply to ATM transactions or to PIN transactions not processed by Visa. Notify us immediately of any fraudulent use. Please visit www.visa.com/zeroliability or see your cardholder agreement for specific details.

FREQUENTLY ASKED QUESTIONS ABOUT THE CHECK CARD

IS THE CHECK CARD LIKE A CREDIT CARD?

No, the check card is tied directly to your checking account. Purchases you make with the check card are usually deducted from your checking account within 48 hours and in some cases (when the PIN number is used) the transactions are deducted from your checking account immediately. Unlike a credit card, there is no monthly interest charged on a check card nor is there a monthly payment due.

HOW DO I APPLY FOR A CHECK CARD?

First you must have a valid checking account in good standing with us. You may visit any of our branches to apply or download an application. You may also call us at 800-749-9732 ext. 1005 to apply over the phone.

HOW DO I ACTIVATE MY CARD?

Please call 877-703-5978 to activate your card.

HOW MUCH CAN I SPEND PER DAY ON MY CARD?

With your PIN number, you may withdrawal or spend up to $625 per day against the available balance in your account. On signature, internet or phone purchases you may spend up to $2500 per day against the available balance in your account.

CAN I USE MY CARD ONLINE?

Yes, online shopping with your card is allowed. Before you shop online, please make sure that we have your correct address on file—some online merchants will verify your billing address before allowing a purchase to go through.

CAN I USE MY CARD IN ANOTHER COUNTRY?

Yes, your card is good worldwide wherever Visa is accepted. Before travelling to another country, it’s always a good idea to contact us so we may notify our fraud monitoring service.

IF MY CARD IS LOST OR STOLEN, WHAT SHOULD I DO?

Call us immediately at 800-749-9732 ext. 1005 during normal business hours. If we are not open, you may call 877-703-5978 24 hours a day to report a lost or stolen card.

WHAT IS VERIFIED BY VISA?

An extra layer of security when you shop online. A free service that confirms you identity with an extra password when making online transactions. Learn more!